PINKNEY FINANCIAL SERVICES
Spousal Registered Retirement Income Fund
Retirement & Pensions
A RRIF is a type of retirement account that allows individuals to convert their Registered Retirement Savings Plan (RRSP) or other eligible retirement savings into a source of income during retirement. If you own RRSPs, you must convert your RRSPs to a RRIF or RRIFS before the end of the year you turn 71. When you do this, you are directly transferring funds from your registered accounts to a RRIS. Your investments will not be taxed while they are in a RRIF. However, you must pay tax on your withdrawals.
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